It’s a Tuesday morning which means life will be less stressful than Monday morning and a little more relaxed.
That was my exact thoughts as I lay in bed this morning debating on whether to sleep in a little longer since Danyella spent the night at my mom’s and I don’t have an appointment first thing. I mean if there is no rush to get up then my pregnant butt should relax for as long as I could… right?
Well that was BEFORE I made the mistake of looking at my phone….
First email that caught my eye was from the HR department of my job basically telling me that I was in non compliance because my OB hasn’t been able to finish the 30 pages of paperwork for the FMLA so that I can collect a little for a little bit time while I am on bed rest. So that has been a going back and forth with HR all day hoping and praying that I will still be able to collect something because my family needs any extra money we can to get ready for this baby girl.
The second email was from my college telling me that I was selected for the IRS verification for my FAFSA application. So they give me all these instructions on how I can do this online but it doesn’t work. I go to the FAFSA homepage hoping to find answers on how to get this to work only to find out that FAFSA disabled the ability to do the online verification until the next season which who the hell knows when that is! Next option is to access my transcripts online instantly through the IRS website but I don’t have a credit card, mortgage or auto loan in my name (downfall of trying to keep my expenses down and not fall behind on loans by not having loans). So onto the third option, order my transcripts to be mailed to me. According to the site it can take upto 10 days to process my request… well classes start in 3 weeks so I might be able to start classes because I do not have any money to put towards my tuiton fees. I did email the financial aid woman but have yet to hear back about how long this will take to process will take and if I should stop my plans to go back to school (yes I shed more than one tear over this today).
On a bright note…. I stopped into work and was able to see some of my friends and eat my favorite French Onion Soup. I have 3 weeks to try to hope, pray and keep on top of the financial aid woman to process my aid so I can start classes (squeaky wheel gets the oil first). And best of all…. my local Starbucks secretly has Pumpkin Spice Lattes back plus I got 2 more maternity clothes for $10 on clearance at Target. A win win day after all!
Somedays are harder than others to find that bright side but there is always a bright side to every dark side of life. One thing that listening to The Secret (I listen to the audiobook everyday) and other positive life changing books has taught me that if you dwell on the bad then more bad will come but if you find the good in each situation then the good things will occurred more often. Stay positive and stay happy on this Terrific Tuesday!
For more years than I want to admit, I have been couponing on and off…. though more off then on because I would either forget it was Sunday to buy the papers, I was too lazy to cut the coupons before I went shopping or I would just forget the coupons at home when I was already in the grocery store. Also, I was doubtful that I was really saving any money because I would have to purchase 2 or 3 of a product just to get the $1 off. Well this past week taught me the lesson that I need to learn to be frugal and that there are good coupons and deals if I just pay attention!
So we all know of the extreme couponers that have a format to how they coupon and purchase like $200 worth of groceries for $20 (maybe a little extreme but not really if you watch the shows and documentaries). In my mind, those extreme couponers were a little crazy and had too much time on their hands which I didn’t have. Well now I do have the time on my hands and the financial need to cut down on our spending costs so I better start paying attention to what they are doing and copying their money-saving ways.
My lesson from last week is this…. Shoprite (our local go to grocery store for good deals) had Arm & Hammer laundry detergent on sale for $1.99 plus there was a coupon out in the world for a $1 off the detergent which means you can buy the detergent for just $.99! Well that $1 savings could go towards the fresh fruit and veggies that my family devours in a day or less. Lately, my go to couponing place (when I would remember to look) has been coupons.com because I can easily print of the coupons and why would I need to go over their limit of only printing the coupon 1 time when I don’t usually stock up on things.
Lesson learned because we go through detergent so often with a furry puppy (yes I am one of those anal, I HATE FUR people so I was things almost everyday to keep the fur in control) that I could have purchased 10 bottles easily for $1 but I only had 1 coupon for regular detergent and 1 coupon for the sensitive skin (Danyella and the new baby). So I ordered (yes I order my groceries which will be a future post) 1 bottle of regular scented detergent and 1 bottle of the senstive skin detergent and used my coupons. After putting the groceries away, I was kicking myself in the ass about the detergent situation so I waddled my ass around Shoprite to get more of the detergent without the coupons. (insert crying face emoji here haha)
Next lesson on coupons I learned…. I may never become one of those extreme couponers but this morning I got out of bed early (a rarity just ask my boyfriend) and went to Wawa to purchase 2 Sunday papers to get those coupons. As I am cutting the coupons from 2 different papers (don’t know why I decided to try 2 different papers but something told me to do it), I find out that not all papers have the same damn coupons! The one paper had more coupons than the other but the other paper had a rebate coupon that doesn’t expire until March of next year. Shit now do I buy 2 of each of those papers?
This is a bit overwhelming and a little exciting at the same time. I am trying to find other ways to save money before this baby gets here and we have to add baby stuff to the grocery list. Since this is going to be an ongoing challenge for me, I am starting a series on couponing and saving on Sundays. If you have any tips or stories of your own please feel free to comment below.
Well it is official folks… I am on bed rest or at least out of work for the rest of my pregnancy. I had a feeling it was coming because as soon as I am on my feet my body decides that it is going to start acting up. You know the cramps and Braxton Hicks
contractions that are not supposed to happen until the 3rd trimester! In order to help relieve the pain and my anxiety, my OB thinks staying off my feet as much is in mine and the baby’s best interest and I have to agree.
Now what in the hell am I going to do for the next 4-5 months? Since I had a feeling this was coming, I started to make my plan over the weekend to apply for financial aid and college. I still have a semester to finish of my theatre associates degree from the community college I attend when Danyella was in preschool so I do have some credits that will transfer over… hopefully! Since the new community college does not offer a theatre degree, I opted for a fine arts degree which between the fall and spring I should be able to finish up to transfer to a “big person’s college or university”. Yes, to me attending a 4 year school is like finally growing into an adult because you need at least a bachelors in order to a decent job now.
I am going to be the old, pregnant mom in my classes which makes me feel soooo self conscious because I hate that I have gotten this old and haven’t finished school. On the bright side, having school and homework will keep me super busy since I will not have to work to occupy my time. I love anything to do with art so getting my associates in Fine Arts will allow me to transfer to a 4 year college to get my bachelors in Art History which I would love to take to the next level and get my Masters as well. The art classes will do me a double good because I will be working towards my degree plus releasing my stresses through my art.
Another project that I am going to try and undertake while on bed rest, is to actually start making all these patterns that I have collected over the past 10 years. So I will be going through all my patterns and making one of each to either give as a gift, keep for my family or list on my website. Some of my most popular items came from patterns that I wouldn’t have normally tried because it was either a request or went with yarn that I fell in love with and needed a fitting pattern.
Let’s hope that the next 4-5 months brings alot of self discovery and adventure instead of sleep and boredom. When I am bored it is never good for myself and really not good for the loved ones that are around me because I get very demanding and bitchy. For their sake, keeping busy is the best thing….